The government introduced a complete overhaul of pension’s legislation in 2015,  making your pension choices more flexible than ever before.  This has brought a much greater degree of flexibility and more people will be able to include their pension plan as a highly tax efficient part of their overall financial plan.

If you also consider the low level of state pension benefits available,  it is vital that we all make extra provision for our retirement through some form of private pension arrangement.  Encompass Financial Services Limited is able to help you choose between the pension products and investments most suited to your financial circumstances.

At Encompass Financial Services Limited we can review your existing pension schemes in order to provide expert pension advice.  As this is an extremely complex part of the financial planning process,  please contact us to find out more information.